What to Expect  

You Found Me

  • Whether you were referred by a friend, co-worker, realtor or online search I appreciate the opportunity to help you with your mortgage needs.  Let’s see if I am a good fit for you!

Initial Phone Call

  • This 15-20 minute call will help me learn about your specific situation and any goals you may have for the transaction. In addition it will allow you to learn a bit about me and my process.  Note: It isn’t necessary that this happens before filling out an application.

Application

  • The link to my online application is HERE. This should take no longer than ~20 minutes to complete.  This will provide me with most of the information I need to get your file started in our origination software.  Note: This step can also take place during our initial conversation.

Documentation

  • I will collect documentation from you either via email, secure upload, or in person.  I will provide you with a list that will be based upon your specific situation.

Face-To-Face Meeting

  • If possible, we can schedule a meeting to go over the details of the transaction, discuss rates/fees and set expectations for the rest of the process.

Move Forward

  • While you shop for a home, I will be on standby to:

    • Run specific figures on homes you are interested in

    • Issue pre-approval letters when you are ready to write an offer

  • If refinancing, we will:

    • Submit documentation to underwriting

    • Order the appraisal

    • Issue disclosures